Zero Manual Processing™ Skip-a-Pay

FIs can now eliminate the back office work to review and decision skip-a-pay requests against internal policy, and process applications with no manual effort.

Is Zero Manual Processing™ Skip-a-Pay possible with my current policy and core system? Just ask.

Zero Manual Processing™ Skip-A-Pay: A borrower's view

FIs configure their policy, disclosures and rules to determine what their borrowers see.

Speed members from application through approval in one session

Guide borrowers through the skip-a-pay process with our intuitive user experience and responsive design. Allow borrowers to complete the entire process online by eliminating the need for back office processing and document signing via email or in-person.

Easily configure, launch and process

Setting up and launching a skip-a-pay program specific to your policy can take days, especially if a you want to avoid disappointing borrowers with a declined application. Constant's simple configuration engine make it easy for credit unions to load their policy, test for accuracy, and launch only to eligible borrowers.

Provide a fully digital borrower experience for your skip-a-pay program

Stand out with an automated, digital-first experience for all unsecured and secured personal loans.

1

Fast ROI

Replace days of manual program set-up with a wizard-like process in our admin portal - and eliminate back office processing for each application.

2

Smooth, digital UX

Give borrowers the power to easily apply, get a decision in minutes, and complete the skip-a-pay process online - all driven by your policy.

3

Increase fee income

Expand your margin on fee income by greatly reducing the cost to offer and process skip-a-pay applications.

Zero Manual Processing™ Skip-A-Pay: The back office view

Let us know if you'd like to see how the back office sets up and launches programs to borrower segments.